MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
Feel behind with money? You're in the right place.
Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that.
I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you.
Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism.
Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here.
New here?
Grab the free Money Mindful Moms Start Here Guide for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset.
Grab the Money Mindful Moms Start HERE Guide
Connect: moneymindfulmoms@gmail.com
Facebook: facebook.com/moneymindfulmoms
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms
Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram. Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey
I'm glad you're here!
xo,
<3 Krista
Episodes

Dec 12, 2023
Dec 12, 2023
14 min
On today's episode we're talking about all things Holiday Travel.
-Do you have plans in place already but you're hoping to save money so you can stay on track with your financial goals?
-Is travel not in your budget this year? I've got you covered too.
There is a way you can enjoy your trips this year knowing you're not going further into debt to make it happen.
Happy traveling!
More resources:
Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year.
Learn more here
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms

Dec 7, 2023
Dec 7, 2023
14 min
Happy Holidays!
Mom guilt can rear it's ugly head this time of year, can't it? We see what everyone else is doing with their families and suddenly we're spiraling and worrying if we're not doing enough for our kids.
In today's episode we're releasing the mom guilt and identifying the things we actually want to do with our families this time of year.
We will dive into how to make them fit into your budget so you don't lose the magic in January when your credit card bill comes.
For more Holidays on a Budget Series be sure to subscribe to the Money Mindful Moms show so you don't miss an episode!
Love and belief,
<3 Krista
More resources:
Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year.
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Grab my freebie! A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals. This was a fun one!
Snag it here
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms

Dec 5, 2023
Dec 5, 2023
13 min
Happy Holidays!
One of the most overlooked parts of the Holidays when it comes to your budget is parties. The costs involved can really add up and if you're not factoring them in to your overall spending plan this time of year, it's really easy to go over budget and start putting things on credit cards you won't be able to pay off right away.
In today's episode we'll cover how to determine exactly what you'll participate in this year and how to determine if it fits in your budget, and if not, ways to make adjustments so it CAN fit in your budget if you want to make it a priority.
Believing this can be your most beautiful AND on budget holiday season yet!
<3 Krista
More resources:
Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year.
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Grab my freebie! A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals. This was a fun one!
Snag it here
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms

Nov 30, 2023
Nov 30, 2023
12 min
Hi friend!
Today is the first episode in a new series all about doing the Holidays on a budget. As my friend beautifully put it, "we're having a humble Christmas this year."
Are you having a humble Christmas this year? There is a way you can stay on budget this year without sacrificing the best parts of the holidays.
In todays episode we're talking about gifts. Inexpensive gifts, free gifts and changing your mindset around gift giving.
I reference an inexpensive gift idea from a blog post I have. If you'd like all the details on this homemade game idea, you can find it all in this blog post.
If you enjoyed this episode, be sure to come back the next couple of weeks for more Holidays on a Budget!
More resources:
Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year.
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms

Nov 28, 2023
Nov 28, 2023
13 min
Are you living on one income or considering going down to one income?
Are you dreaming about quitting a job you don't like so you can be home with your kids? Or maybe you want to start a business but that means you won't have income coming in for a while.
In today's episode we'll go over 3 things you MUST do if you're considering going down to 1 income, or even if you are already a 1 income family, these 3 things will help make it easier!
The sale on my 7 day intensive called FUNded ends today! And for Black Friday/Cyber Monday it's on sale for just $39, normally valued at $199!
TODAY IS THE LAST DAY!
BLACK FRIDAY DEAL INSIDE
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms

Nov 23, 2023
Nov 23, 2023
9 min
Happy Thanksgiving!
Because it's a day of being thankful we're talking about how you can tweak your gratitude list to help you start looking for things to be grateful for, even during a challenging season.
Also, take advantage of my Black Friday deal and get my 7 day intensive called FUNded for just $39! This is only available through 11/28 so use this link to learn more and to get yours while it's on sale.
BLACK FRIDAY DEAL INSIDE
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms

Nov 21, 2023
Nov 21, 2023
17 min
Hi friend! In today's episode we're talking about the importance of who you surround yourself with. It is so true that the people you spend your time with either drag you down or lift you up. There is no in between. After listening I hope you'll be part of #teamorca because it starts with you!
Also, take advantage of my Black Friday deal and get my 7 day intensive called FUNded for just $39! This is only available through 11/28 so use this link to learn more and to get yours while it's on sale.
BLACK FRIDAY DEAL INSIDE
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms

Nov 16, 2023
Nov 16, 2023
15 min
Welcome back!
Today's episode is specifically for my friends who don't love budgeting. There IS a way you can learn to love it so today our goal is to get you one step closer to loving it.
In this episode I give you 5 things to consider changing up to make it work for your life.
Believing your budgeting ninja status is right around the corner!
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Grab my freebie! A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals. This was a fun one!
Snag it here

Nov 14, 2023
Nov 14, 2023
13 min
Hey friends!
I know the cost of living is on many people's minds these days and one of the solutions you may be considering is adding a stream of income. But how do you know if it's the right time?
And if it is the right time, how do you know what your next move should be? What stream of income makes sense for your situation?
We're going to be covering all that in today's episode.
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Grab my freebie! A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals. This was a fun one!
Snag it here

Nov 9, 2023
Nov 9, 2023
15 min
*A note about this episode: I will be talking about the topic of child loss so if that's not something you want to hear about, it would be best to skip this episode.
Today's episode will be a change of pace. Instead of me giving you some action items I will be sharing a story.
I hope it gives you hope that you can turn the ship around if you're not where you want to be financially.
Thank you for letting me be share this part of our story with you.
<3, Krista
More resources:
Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year.
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Grab my freebie! A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals. This was a fun one!
Snag it here









