MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms

Feel behind with money? You're in the right place.

Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that.

I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you.

Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism.

Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here.

New here?

Grab the free Money Mindful Moms Start Here Guide for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset.

Grab the Money Mindful Moms Start HERE Guide

Connect: moneymindfulmoms@gmail.com

Facebook: facebook.com/moneymindfulmoms

Instagram: @moneymindfulmoms

Tik Tok: @moneymindfulmoms

Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram.  Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey

I'm glad you're here! 

xo, 

<3 Krista

Episodes

Aug 26, 2025

15 min

*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey friends!  
I see it on my Tik Tok FYP, I read it in emails, I hear it in your voice message DMs... making more money is a priority for a lot of people right now.  And not just a few extra bucks.  Some of you need to bring in a significant amount of extra money each month. 
But what is worth your time and energy if you need money asap?  There's an order of operations of what I would do if I was wanting to bring in extra money but didn't want to waste my time spinning my wheels. 
In today's episode I break down the 4 steps I would take and the order I'd take them in.  No more wasting time and money trying to start a side hustle that goes nowhere or endlessly applying for jobs with not even so much as a response. 
I hope this helps you take the best first step for you and for your family.  
Believing in you always!
xo, 
Krista

Aug 19, 2025

11 min

*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey friends! 
Where do I even start?  How about grocery prices?  Maybe the job market?  
Honestly it doesn't even matter where I start, the point is a lot of people are feeling the pinch right now and maybe you're one of them.  
So how can we possibly save money when we're already maxed out?  
In today's episode I'll be sharing what I would do first if I wanted to be able to save money but felt like every dollar was going out as fast as it was coming in. 
I hope it helps you take some steps in the right direction. 
Resources mentioned in the episode are linked below. 
xo, 
Krista

Aug 12, 2025

12 min

*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey friends! 
This week we're talking about paying off debt.  Here's what we cover:
- The debt snowball method details PLUS who I think this plan is best suited for
- The debt avalanche method details PLUS who I think this plan is best suited for
- A third, less popular option, but one I think you might want to take a look at in case it's a good fit. 
- What plan we're following to pay off our debt. 
I hope it helps you take the steps you need to get serious about debt payoff! 
xo, 
Krista

Aug 5, 2025

12 min

*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey friends!  It’s so great to be back after a short break for the summer!  
The podcast is back with a little refresh!  Do you like the new cover art? Plus, you’ll find I’m honing in a little bit more on money for moms who feel like it’s too late for them to turn their finances around.  
And that’s what we’re talking about on today’s episode. 
You’re in the right place if: 
You assumed in you’d get your money together in your 20s and 30s but now you’re staring down 40 and still don’t have much in your savings or retirement to show for it.
You took care of everyone else for a while and now you’re realizing your bank account is looking a little sparse and it’s time to take care of you. 
You thought once your kids got out of diapers and daycare you’d have enough money to work on money goals but now they’re bigger and expenses have only gotten bigger right alongside them. 
It’s not too late for you to turn this ship around!  
And if you could use some support with that, I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.
You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic
 
It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
Have a great week!
Xo, 
<3 Krista

Jul 29, 2025

15 min

Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #122 where we talked about why you might be making good money with nothing to show for it.   
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
<3 Krista

Jul 25, 2025

2 min

Well hey strangers!
I hope you're enjoying your summer and the Summer Rewind Series we've been in here on the podcast.  
I'm slowly getting back into the swing of things after a glorious summer of chill vibes and family time.  But I wanted to take a minute to address some comments I've seen recently that simply could not pass up the opportunity to speak on. 
"It's too late for me."
"I'm in my 40s... I should have done this in my 20s." 
"I feel so behind."
I hear you.  You're not alone.  But we're also not going to stay here.  We've got to get into action.  No more waiting.  
And I have something coming in August to help with this. So be sure to listen to our first episode in August for more details. 
And while you're at it, join the Money Mindful Moms Club (now on Instagram) for early access to this newbie that's going to help so many of you get unstuck.  
See you back here for real in August!
xo, 
<3 Krista

Jul 22, 2025

7 min

Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #130 where I made the case for why you need a side hustle in 2025 and how to pick one.   
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
<3 Krista

Jul 15, 2025

15 min

Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #123 where I gave a pep talk on waiting for the "perfect time" to focus on your money goals.
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
<3 Krista

Jul 8, 2025

17 min

Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #112 where I answered some of my most frequently asked questions including "How can I get my spouse on board with the budget?"  
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
<3 Krista

Jul 1, 2025

18 min

Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #104 where we talked about questions you can ask yourself to get clarity on how you can increase your income.  
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
<3 Krista

Copyright 2023 All rights reserved.

Podcast Powered By Podbean

Version: 20241125