MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
Feel behind with money? You're in the right place.
Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that.
I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you.
Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism.
Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here.
New here?
Grab the free Money Mindful Moms Start Here Guide for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset.
Grab the Money Mindful Moms Start HERE Guide
Connect: moneymindfulmoms@gmail.com
Facebook: facebook.com/moneymindfulmoms
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms
Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram. Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey
I'm glad you're here!
xo,
<3 Krista
Episodes

Apr 8, 2025
Apr 8, 2025
26 min
Welcome to a new series, The Savvy Mom Series.
Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself.
Today I'm chatting with Angela Williams, a licensed therapist, executive coach, corporate trainer, and founder of Angela Marie Coaching. With over 15 years of experience in psychology, leadership, and mindset coaching, she helps high-achievers—entrepreneurs, executives, and athletes—break free from stress, rewire their mindset, and create a life of success, well-being, and joy.
In our conversation we covered:
What is scarcity mindset vs. abundance mindset and why can it be so hard to go from scarcity to abundance?
What are some practical things you can do to rewire your brain and move into an abundant mindset?
Why do we sometimes know what to do but not do it?
If you know your money mindset could use some attention, this conversation is perfect for you.
Angela has a free Wealth Blueprint Guide to share with you. Grab your copy HERE.
To learn more from Angela:
Instagram: https://www.instagram.com/theangelamariewilliamsLinkedin: https://www.linkedin.com/in/theangelamariewilliamsYouTube: https://youtube.com/@theangelamariewilliamsPodcast: The Bigger Braver Life Show https://angelamarie.co/podcast/Website: https://www.angelamarie.co/freebies
Getting savvier by the minute. Proud of you!
xo,
<3 Krista

Apr 1, 2025
Apr 1, 2025
21 min
Welcome to a new series, The Savvy Mom Series.
Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself.
Today we're kicking things off with Alia Khan, and Attorney from California who specializes in Chapter 7 bankruptcy. She has 17 years of experience and loves to help good people get rid of their bad debt.
If you have ever wondered:
What are the different types of bankruptcy?
What can you wipe out in a bankruptcy?
When should you consider it as an option?
Can you protect your home, cars or other assets in a bankruptcy?
Then this conversation is for you.
To learn more from Alia, be sure to follow her on Tik Tok and Instagram @thebankruptcyqueen
You can also visit her website and reach out to her directly to connect with her about your options.
I know a savvy Mom when I see one. Glad you're here.
xo,
<3 Krista

Mar 25, 2025
Mar 25, 2025
12 min
Hi friend,
Let me guess... you're busy?!
So that means you don't have time to waste on inefficient money management tasks, right?
In today's episode I share with you 3 things I'd automate first to save you time (and brain space.) Plus I share why you want to focus on these 3 things first.
Here's a recap of the episode:
1. Savings (and investments if you're investing)
2. Debt payoff
3. Any recurring bills
And the biggest take away of all is you need to know your numbers to know exactly how much you can put towards savings or debt, and to know you can set up your bills on autopay and have the money in your account to pay them.
If you need help with that, I'll be dropping 1:1 budgeting session openings in the Money Mindful Moms Club next month. These are sessions where you and I can do a deep dive into your numbers together and I can help you map out a plan based on your goals. Make sure you're in the club to grab one of the open spots.
Cheers to saving time (and precious mental real estate)
xo,
<3 Krista

Mar 18, 2025
Mar 18, 2025
15 min
Hey friend!
Listen, I will never be the one to use fear tactics to motivate you to make changes with your finances. But I will unapologetically tell you that burying your head in the sand and hoping for the best isn't the move either.
I'll shoot you straight... you need a side hustle. An additional income stream. More money, honey. Whatever you want to call it.
There's a lot up in the air right now in the world and I am really hoping everything falls into place, and if it does, then you'll just be further along towards your goals with the extra money you started making.
But if it doesn't, you'll need this money and you'll be so glad you have it.
So where to begin even choosing something? In this episode I give you 3 questions to ask yourself to help you figure it out.
1. What do people compliment you on?
2. What hobbies do you have that you could monetize?
3. What things are you already doing in your day-to-day that you could monetize?
We just scratched the surface in this episode but next month in the Money Mindful Moms Club we'll be diving in fully to the topic of increasing your income so I hope you'll join us in the club!
Love you. Mean it. Glad you're here.
xo,
<3 Krista

Mar 11, 2025
Mar 11, 2025
13 min
Hey friend!
Egg prices.... am I right?!
Not just that but there's a lot to consider right now with everything going on in the world, especially as a mom who wants to make sure her family is secure.
So today I'm talking about some dos and don'ts for life in 2025.
In this episode I reference:
The Money Mindful Moms Club. Pop in and grab what you need, when you need it. It's designed to take the guess work out of your plan for progress towards your money goals.
My affiliate link for my High Yield Savings Account. In today's episode I mentioned putting your emergency savings in a High Yield Savings Account. You can earn an up to $200 bonus using my referral code kristan040128! Select a savings account or CD, and enter code kristan040128 during the quick sign-up process to be eligible. Terms and conditions apply.
The biggest message I want you to take away from this episode is to be proactive and control what you can control. You've got this!
xo,
<3 Krista

Mar 4, 2025
Mar 4, 2025
15 min
Happy March!
Do you have plans for the upcoming Spring Break? Before you get tempted to spend money you don't have to make it magical for your kids, I want you to listen to today's episode.
In this episode I share 3 things you can do now to start planning fun family experiences that cost little to nothing.
PLUS in March I'll be giving you an action item for each episode (because sometimes we all need a little challenge to get us into action) so stay tuned until the end of the episode for your homework assignment that will help you take what you learn in this episode and put it into practice in your own life.
Sound good?! Glad you're here, and I hope to see you over in the Money Mindful Moms Club this month where we're focusing on cutting our grocery budgets because we'd rather have those extra hundreds of dollars every month going towards something way cooler than groceries.
xo,
<3 Krista

Feb 25, 2025
Feb 25, 2025
13 min
Hey friends,
Today felt like a good day to share a little of our own money goals this year. In today's episode I share 3 big things we have coming up (that have hefty price tags attached) and what we're doing to prepare.
Plus, I share what the March theme is going to be inside of the Money Mindful Moms Club! We're saving a seat for you there. If you want to join us, all the details are below.
xo,
<3 Krista

Feb 18, 2025
Feb 18, 2025
9 min
Hey Friends!
I'm so excited to be back today for a solo episode with a quick pep talk. Have you ever felt like money just isn't your thing because it doesn't come naturally to you? Maybe you have watched people win with money and thought how the heck do they do that?
First of all, you're not alone.
But most importantly, you can change that. And in today's episode I share how I was recently reminded by watching someone win on social media that the answer is probably a lot closer than you think.
Believing in you!
xo,
<3 Krista

Feb 11, 2025
Feb 11, 2025
31 min
You want your kids to learn to handle their money, right? But... how?
An allowance? Piggy bank? But what about teaching them how to save and spend and give? On today's episode we're learning how to do this at any age with Email from Raising Little Millionaires.
Emily Holthaus is a self-taught money enthusiast, reformed overspender, and former educator with a background in curriculum design. After making every money mistake in the book and working her way from debt toward financial independence, sherealized that she wanted a different story for her own kids. When she couldn't find the resources or community she craved to teach them positive money habits, she decided to create it herself. Now, through Raising Little Millionaires, she helps busy parents teach their kids empowering money mindsets and habits that will set them up for lifelong success.
To learn more from Emily check her out on Instagram and head to her website to grab her E-Book
https://www.raisinglittlemillionaires.com/
https://www.instagram.com/raisinglittlemillionaires/
Here's to re-writing the money stories for ourselves and our kids!
<3 Krista

Feb 4, 2025
Feb 4, 2025
21 min
*** This Podcast is NOT financial advice. It is simply for educational purposes***
Have you ever seen homesteading accounts and wondered if you could try to do some of those things to save money, but the more you look into it, the more overwhelmed you get?
I have always been intrigued by the idea of saving money by making some things from scratch, but I don't have the time or money to be all in on in like I see a lot of homesteaders are.
When I first listened to Brittany Gibson's podcast where she shares about her Homestead Challenge, I knew I had to have her on the podcast because she teaches doable homesteading principles geared towards intentional living and finding contentment.
In this episode Brittany shares:
- How homesteading can save you money.
- What to start with if you're limited on time and money.
- How to incorporate this into your lifestyle when you have young kids.
And Brittany was so nice to share some of her resources with us:
https://thehomesteadchallenge.com@brittanylgibson on InstagramPodcast: The Homestead Challengebit.ly/homesteadfreebies (freebie library)
Brittany's Bread Recipe shared in the episode









