MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms

150. Feeling behind with money? Here's how to reset without the overwhelm

*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey friends!  It’s so great to be back after a short break for the summer!  
The podcast is back with a little refresh!  Do you like the new cover art? Plus, you’ll find I’m honing in a little bit more on money for moms who feel like it’s too late for them to turn their finances around.  
And that’s what we’re talking about on today’s episode. 
You’re in the right place if: 
You assumed in you’d get your money together in your 20s and 30s but now you’re staring down 40 and still don’t have much in your savings or retirement to show for it.
You took care of everyone else for a while and now you’re realizing your bank account is looking a little sparse and it’s time to take care of you. 
You thought once your kids got out of diapers and daycare you’d have enough money to work on money goals but now they’re bigger and expenses have only gotten bigger right alongside them. 
It’s not too late for you to turn this ship around!  
And if you could use some support with that, I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.
You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic
 
It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
Have a great week!
Xo, 
<3 Krista

149. Summer Rewind Series Part 5- The #1 Reason why you make good money but have nothing to show for it (and how to change that)

Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #122 where we talked about why you might be making good money with nothing to show for it.   
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
<3 Krista

"I wish I would have started this in my 20s... it feels too late for me."

Well hey strangers!
I hope you're enjoying your summer and the Summer Rewind Series we've been in here on the podcast.  
I'm slowly getting back into the swing of things after a glorious summer of chill vibes and family time.  But I wanted to take a minute to address some comments I've seen recently that simply could not pass up the opportunity to speak on. 
"It's too late for me."
"I'm in my 40s... I should have done this in my 20s." 
"I feel so behind."
I hear you.  You're not alone.  But we're also not going to stay here.  We've got to get into action.  No more waiting.  
And I have something coming in August to help with this. So be sure to listen to our first episode in August for more details. 
And while you're at it, join the Money Mindful Moms Club (now on Instagram) for early access to this newbie that's going to help so many of you get unstuck.  
See you back here for real in August!
xo, 
<3 Krista

148. Summer Rewind Series Part 4- You need a side hustle in 2025. How to pick an additional income stream when you have no idea where to start

Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #130 where I made the case for why you need a side hustle in 2025 and how to pick one.   
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
<3 Krista

147. Summer Rewind Series Part 3- Are you waiting to focus on your money goals? A quick pep talk on timing.

Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #123 where I gave a pep talk on waiting for the "perfect time" to focus on your money goals.
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
<3 Krista

146. Summer Rewind Series Part 2- "How do I get my spouse on board with the budget?" A round up of my most frequently asked questions

Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #112 where I answered some of my most frequently asked questions including "How can I get my spouse on board with the budget?"  
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
<3 Krista

145. Summer Rewind Series Part 1- Ask yourself these 3 questions to get clarity on HOW to increase your income

Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #104 where we talked about questions you can ask yourself to get clarity on how you can increase your income.  
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
<3 Krista

144. Don't forget about these 4 often overlooked back-to-school expenses

It's time to start thinking about back-to-school!  Ok maybe not the actual back-to-school part of it, but at least the upcoming expenses part of it.   
In today's episode I'm sharing from personal experience some of the expenses that took me by surprise in past years.  
Not the crayons and pencils, but the things you don't think about until you get an email home from the school that take you by surprise.
So put these on your list, come up with a reasonable budget for the back-to-school season and start saving for it!
Ok... go ahead and go back to your summer programming... :)

143. What you can do this week to make a debt payment, even when money is tight

Do you ever have those weeks where you think "there's no way I'm going to be able to make an extra debt payment.  There's nothing to cut."  Because same....
I posted a Tik Tok a little while back sharing some out-of-the-box things you can try this week to still be able to make a debt payment and it seemed to hit with a lot of people so I thought I would go into a little more depth here on the podcast.  
Money might be tight, but hopefully you can squeeze a few extra bucks out of your budget this week using some of these tips!

142. 5 things I'm skipping to trim my summer budget

Are your kids already eating so many snacks or is it just mine?  Summer expenses can add up but with a little bit of planning and intention it doesn't have to be.  
I have 5 things I'm skipping this year to make sure my summer spending aligns with the goals that I have so in today's episode I thought I'd share them with you.  
And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  
Join the Summer Savings Challenge
Have a great week!
xo,
<3 Krista