MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms

Feel behind with money? You're in the right place.

Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that.

I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you.

Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism.

Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here.

New here?

Grab the free Money Mindful Moms Start Here Guide for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset.

Grab the Money Mindful Moms Start HERE Guide

Connect: moneymindfulmoms@gmail.com

Facebook: facebook.com/moneymindfulmoms

Instagram: @moneymindfulmoms

Tik Tok: @moneymindfulmoms

Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram.  Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey

I'm glad you're here! 

xo, 

<3 Krista

Episodes

Jan 6, 2026

10 min

* This podcast is NOT financial advice. It's simply for educational purposes.*
Money goals on the brain in 2026?  
You might be tempted to want to overhaul your entire finances at once but instead I want to give you some shifts to focus on this year.  And don't worry, you'll still make progress towards your goals.  We're just trying to avoid burn out over here.  
NEW from Money Mindful Moms: 
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:
A clear monthly money focus so you know what actually matters right now
A simple monthly roadmap with a clear start and finish
Weekly guidance you can count on (teaching, one doable action, support, and reflection)
Tools, prompts, and encouragement designed for consistency — not perfection
If you're ready to join us, we're starting on Monday, January 12th!  Sign up for The Momentum Circle HERE
xo, 
Krista

Dec 30, 2025

14 min

* This podcast is NOT financial advice. It's simply for educational purposes.*
If you're not setting aside time for yourself at the end of the year to reflect and plan for the New Year, I highly recommend it.  
This can look different for each person and situation but in this episode I share what I do every year and why I do it. 
I hope it helps you with your own end-of-the-year goal setting!
In this episode I mention: 
- The Cozy Cash Plan if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  
- Leaving a written review.  This is one way you can help our podcast grow in 2026!
There will be a lot more coming soon including something NEW for the New Year, but for now, enjoy this season with your families!
xo, 
Krista

Dec 23, 2025

5 min

* This podcast is NOT financial advice. It's simply for educational purposes.*
Merry Christmas!
I know you're probably ankle deep in wrapping paper, ribbon and bows but I hope this podcast episode is just the message you need to hear in this season. 
Before you jump into mapping out your entire financial plan for the New Year, listen to this episode where I share the money rule I give myself for the week between Christmas and New Year's. 
In this episode I mention: 
- The Cozy Cash Plan if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  
There will be a lot more coming soon including something NEW for the New Year, but for now, enjoy this season with your families!
xo, 
Krista

Dec 16, 2025

17 min

* This podcast is NOT financial advice. It's simply for educational purposes.*
Hi friend! 
2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  
I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. 
In this final episode we're talking to the moms who work full time. How to make sure the money you're working hard to make is working equally as hard for you and your family.
In this episode I mention: 
- The Money Mindful Moms Club  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.
If you missed the other episodes for Stay-at-home-moms and moms who work side hustles or part time, you can go back and listen to those now.  They're the two episodes leading up to this one.  
And while you're at it, be sure to share these episodes with your mom friends.  We call could use a little encouragement for where we're at. 
xo, 
Krista

Dec 9, 2025

20 min

* This podcast is NOT financial advice. It's simply for educational purposes.*
Hi friend! 
2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  
I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. 
This week we're talking to the moms who work sides hustles or part time jobs.  You're juggling a lot and I want to make sure the work you're putting in is actually helping your family instead of just spinning your wheels. 
In this episode I mention: 
- The Money Mindful Moms Club  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.
Next week I'll be sharing more specifically for moms who work full time jobs, so if that's you, check back in with us next week! 
Let's get a head start on 2026 together!
xo, 
Krista

Dec 2, 2025

16 min

* This podcast is NOT financial advice. It's simply for educational purposes.*
Hi friend! 
2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  
I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. 
This week we're kicking it off with Stay-At-Home Moms.  Just because you might not be the one bringing the money into the house, doesn't mean you can't financially support your family in other ways and we're going to dig into that in this episode.  
In this episode I mention: 
- The Cozy Cash Plan if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  
- The Money Mindful Moms Club  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.
Next week I'll be sharing more specifically for moms who work side hustles or part time jobs, and the week after that I've got some things to share for my full time working mom friends.  
Let's get a head start on 2026 together!
xo, 
Krista

Nov 25, 2025

3 min

* This podcast is NOT financial advice. It's simply for educational purposes.*
A short and sweet episode on how I'm spending my favorite holiday.  
Wishing you all a very happy Thanksgiving!
xo, 
Krista

Nov 18, 2025

12 min

* This podcast is NOT financial advice. It's simply for educational purposes.*
- After school activities
- Social activities
- Tech Gadgets
- Extra food for growing kids
... it feels like the expenses just keep rising as kids get bigger.  So what can you do if you find yourself in a new season with your kids and their expenses?  Adjust your budget! 
In this episode I give you 3 steps to take to reset your budget to reflect your new season of parenting big kids.  
And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click this link and request to join our group... that's it!
xo, 
Krista

Nov 11, 2025

11 min

* This podcast is NOT financial advice. It's simply for educational purposes.*
Have you ever felt like your paycheck disappears almost as fast as it gets deposited?
Follow up question: Have you ever done some digging to see WHY that's happening?  
In today's episode we're going to talk about some of the common reasons why your paycheck could be disappearing so fast and how to address it.  
Let's make it last so you can actually enjoy what you worked so hard for!
And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click this link and request to join our group... that's it!
xo, 
Krista

Nov 4, 2025

12 min

Hi friends!
We're officially in Mariah Carey season and you're probably already seeing the work the marketing departments at retail companies have been putting in all year to get you to spend your money over the next 6 weeks.  
If you want to do things differently and simplify, we're covering everything from mindset to practical tips to help you stick to a tight budget this time of year.  
And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click this link and request to join our group... that's it!
xo, 
Krista

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