MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
Feel behind with money? You're in the right place.
Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that.
I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you.
Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism.
Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here.
New here?
Grab the free Money Mindful Moms Start Here Guide for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset.
Grab the Money Mindful Moms Start HERE Guide
Connect: moneymindfulmoms@gmail.com
Facebook: facebook.com/moneymindfulmoms
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms
Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram. Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey
I'm glad you're here!
xo,
<3 Krista
Episodes

Nov 4, 2025
Nov 4, 2025
12 min
Hi friends!
We're officially in Mariah Carey season and you're probably already seeing the work the marketing departments at retail companies have been putting in all year to get you to spend your money over the next 6 weeks.
If you want to do things differently and simplify, we're covering everything from mindset to practical tips to help you stick to a tight budget this time of year.
And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited! Just click this link and request to join our group... that's it!
xo,
Krista

Oct 28, 2025
Oct 28, 2025
2 min
If you'd like to participate in this year's #Kellen11 I'd love to invite you to:
1. Donate $11 to a cause that means a lot to you (if it's a platform that you use hashtags the hashtag we always use is #Kellen11)
2. Send me a message to let me know where you donated.
Connect: moneymindfulmoms@gmail.com
Instagram & Tik Tok: @moneymindfulmoms

Oct 21, 2025
Oct 21, 2025
14 min
*** This Podcast is NOT financial advice. It is simply for educational purposes***
Hi friends!
Do you ever feel like things that don't quite fit into the emergency category but also aren't really monthly expenses are derailing your progress each month?
hello car registration, back-to-school, annual registration fees, etc.
Sinking funds can help! Sinking funds are accounts where you put a small amount of money aside each month for a specific purpose so it's there when you need it.
This week in the Money Mindful Moms Club, we had a live workshop where we got together with the purpose of figuring out what sinking funds our families needed to prioritize and how we were going to make that a priority in our budget.
If you've been curious about what it's like to be in the Money Mindful Moms Club, this is a small part of our conversation from that workshop.
I hope it helps you as you work on getting your own sinking funds set up.
We're saving a spot for you in the club!
Join us HERE
xo,
Krista

Oct 14, 2025
Oct 14, 2025
15 min
*** This Podcast is NOT financial advice. It is simply for educational purposes***
Hi friends!
One of the big pieces to the puzzle of making a budget that will work for the long haul is making it part of your routine.
That's why once a week I sit down and do a "Sunday reset" for my money and in this episode I break down how I do it so you can start incorporating this into your own budgeting and debt payoff journey.
Love and belief!
xo,
Krista

Oct 7, 2025
Oct 7, 2025
12 min
*** This Podcast is NOT financial advice. It is simply for educational purposes***
Hi friends!
I recently started a part time job and because of this change, we're changing up our budget a little bit. If you're in a similar season of transitions, it might be time to revisit your plan or goals.
Or maybe you're going through a job loss or something similar that feels like it's not within your control but still affects your finances.
If that is you then today's episode is especially for you. Don't lose hope. We can change the date but not the goal.
Love and belief!
xo,
Krista

Sep 30, 2025
Sep 30, 2025
11 min
*** This Podcast is NOT financial advice. It is simply for educational purposes***
Can you relate to this?
You're moving along with the budget you created and then boom... back to school hits you with a bunch of extra expenses.
So you get your bearings and get back on track and then, boom.... your kid's birthday comes and it takes you off track again.
In our minds we think of these as emergencies but really, they're just expenses that aren't your typical day-to-day expenses. There is a tool you can implement to better plan for these things before they happen and in today's episode we're going to talk all about it.
I hope to see you in the MMM Club next month! :)
xo,
Krista

Sep 23, 2025
Sep 23, 2025
11 min
*** This Podcast is NOT financial advice. It is simply for educational purposes***
Hi friends!
Today's episode was inspired by a Tik Tok I saw (I wish I had saved it) where the creator was sharing her disappointment after starting a business and not making any money.
As someone who has started several businesses and side hustles, I feel like this is an important conversation to have before you jump into starting your own business, especially if your main motivation for that business is to start making money quickly.
Cheering you on in all seasons!
xo,
Krista

Sep 16, 2025
Sep 16, 2025
13 min
*** This Podcast is NOT financial advice. It is simply for educational purposes***
Hi friends!
Is it safe to say not everyone is the biggest fan or budgeting?
Whether you love it, or loathe it, we've all gotten off track from time to time. With the holidays approaching, I thought it was a good time to have a heart to heart on being proactive with our budget knowing what's ahead the next few months.
So if you're off track, how do you get back on? In this episode I'm sharing one thing you can do to get you back on track. It doesn't have to be overwhelming.
Let's get you back to being the boss of your money.
xo,
Krista

Sep 9, 2025
Sep 9, 2025
14 min
*** This Podcast is NOT financial advice. It is simply for educational purposes***
Hi friends!
This whole thing started because I wanted to pay off our own debt so.... what's the status on that? In today's very unscripted episode (you'll know what I mean when you listen,) I'm sharing an update on our debt payoff, and what bumps in the road have made it take a little longer than we planned.
PLUS I'll be sharing some questions you can ask yourself to make sure you're doing all you can in your own financial goals and not just making excuses.
If any of that could help you on your journey, I'm happy to share.
xo,
Krista

Sep 2, 2025
Sep 2, 2025
14 min
*** This Podcast is NOT financial advice. It is simply for educational purposes***
Happy Tuesday!
This week we're talking about overspending because let's face it, you can make more money but if you're just going to go spend it all you're not going to get any closer to your goals.
We're covering:
- 3 mindsets/habits that are keeping you stuck
- Tips for how to break those mindsets/habits
And don't forget! If you want to dive deeper on this topic, that's exactly what we're covering in the Money Mindful Moms Club this month and we're saving a seat for you!
Love and belief!
xo,
Krista









